Fast expense entry
Amount, category, done. Payment method, account and notes are there when you want them and out of the way when you don't.
Android · Offline-first
Money tracking that stays out of your way.
Log a expense in seconds. Watch budgets that actually carry over. See six months ahead. Every insight is worked out on your phone — not on someone else's server.
Free to use. No ads. No data selling. Ever.
Available this month
₹48,250
+12%
Groceries
Cash · Today
−₹1,240
Salary
Main account · 1 Sep
+₹82,000
Netflix
Recurring · Visa
−₹649
Everything in one place
Built for the way money actually moves.
Not a spreadsheet with a skin on it. Accounts, pots, cards, budgets and schedules that understand each other.
Accounts, pots and cards
Nest savings pots inside an account. Track credit cards with their limit and current usage. Transfers move money between them properly.
Budgets that carry over
What you don't spend this month rolls into the next. Alerts at 80%, 90% and 100% — once each, not every time you open the app.
Recurring on autopilot
Rent, salary, subscriptions. They're generated for you on schedule — even while the app is closed — and catch up if you've been away.
Six-month forecast
Your schedules plus your real spending average, projected forward. It tells you which month gets tight before it does.
Subscriptions you forgot
Repeating charges get spotted automatically. Turn one into a schedule in a tap, or dismiss it and it stays dismissed.
Receipts attached
Photograph a receipt and keep it with the transaction. Stored privately — reachable only through a short-lived link, never a public URL.
Export and import
Your data leaves as CSV, Excel or PDF whenever you want it. Import a CSV to bring history in. No lock-in.
Biometric lock
Your fingerprint guards the whole app, not just the first screen — every route, every deep link, every time it resumes.
Budgets
A budget that remembers last month.
Most apps reset you to zero on the first. Budgets doesn't. Money you didn't spend compounds forward, so an underspent January still helps you in March.
- Weekly, monthly or yearly periods
- Unspent money carries into the next period
- Periods roll forward even if you don't open the app
- One alert per threshold, per category, per period
SEPTEMBER
₹31,400 of ₹45,000
Groceries68%
Eating out91%
Transport44%
Shopping112%
SYNCUp to date
Works offline
Changes queue and send when you reconnect
Deletes travel
Remove it on one phone, it goes on the other
Nothing silently fails
If something can't sync, the app tells you what
Sync
Offline-first, and honest about it.
Add an expense on the bus with no signal. It's saved immediately and sent when you're back. Two phones converge on the same answer — and if anything can't be synced, you're told which thing, not shown a green tick that means nothing.
- Signing out warns you before discarding unsynced work
- Balances are derived from your transactions, so devices agree
- A device that's been away a long time can repair itself
Privacy
Your numbers are nobody else's business.
Insights — the forecast, the overspend warnings, the subscription detection — are all computed on your phone. Your transactions do sync to your account so they're on your other devices, and we say so plainly rather than claiming they never leave.
No ads, no data sellingNo advertisers, no data brokers, no cross-app tracking.
No bank connectionBudgets can't touch your bank and can't move money.
No full card numbersLast four digits only, as a label. Never a PAN, never a CVV.
Delete means deleteOne tap removes your account and its data. Permanently.
Pricing
Free is genuinely usable.
The free tier isn't a demo. Premium lifts the limits and adds the heavier features.
Free
₹0 / forever
- Unlimited transactions
- Accounts, pots and cards
- 3 budget categories
- 3 recurring expenses + 3 incomes
- 7 expense + 5 income categories
- Sync across your devices
Premium
Premium
See in app · via Google Play
- Everything in Free, without the limits
- Unlimited categories and schedules
- Receipt photos
- Advanced analytics and the six-month forecast
- CSV, Excel and PDF export
- Cancel any time in Google Play
Questions
Straight answers.
Does Budgets connect to my bank?
No. You enter transactions yourself, or import a CSV. Budgets has no bank connection and cannot move money. That's a deliberate choice: it means there are no banking credentials to lose.
Does it work without internet?
Yes. Everything is stored on your phone first. When you reconnect, changes sync to your account and to your other devices.
What happens if I delete my account?
Your transactions, budgets, accounts, cards, schedules, settings and receipt files are permanently deleted. It cannot be undone, so export first if you want a copy.
Do you store my card details?
Only what's useful as a label — the card's name, type, last four digits and expiry. Never the full number, never a CVV, never a PIN. Payments go through Google Play, so we never see your payment details at all.
Is my data encrypted?
In transit and on our servers, yes. The copy on your phone sits in the app's private storage protected by Android's sandbox, and is not separately encrypted by us — the in-app biometric lock guards the screen, not the stored file. We'd rather say that than imply otherwise.
Which platforms?
Android for now. iOS isn't available yet.
Start tracking in about two minutes.
Free to use, no ads, and your data leaves whenever you want it to.
Coming to Google Play. Email us to be told when it lands.